Financing Options at Watts Air Conditioning, Plumbing, & Electrical

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At Watts Air Conditioning, Plumbing, & Electrical, we understand that investing in a new heating or cooling system is a significant financial decision. That’s why we believe quality air conditioning products and services should be accessible to everyone, ensuring that financial constraints do not stand in the way of your comfort and well-being. Our commitment to providing affordable solutions is reflected in the financing options we offer, designed to ease the burden of upfront costs.

Flexible Financing for Your HVAC Needs

Recognizing the diverse financial circumstances of our clients, we offer financing options for most, if not all, of the products and services we provide. This flexibility allows you to install a new heating or cooling system in your home or place of business without worrying about the immediate financial impact. Our financing solutions are tailored to accommodate your budget and ensure that you can enjoy the benefits of a modern, efficient HVAC system as soon as possible.

Grow your business with Service Finance CompanyService Finance Company, LLC is a nationally licensed sales finance company and an approved FHA Title I Lender. We provide in excess of fifty financing solutions which include promotional and standard installment terms for home improvement contractors enrolled in the SFC Financing Program. Our program strives to provide our contractors with the flexibility they require to offer their customers the ability to finance their purchases of products such as: HVAC, Windows, Doors, Siding, Sunrooms, Flooring, Water Treatment, Plumbing, Solar, Roofing, Insulation and many more.

THE SCIENCE BEHIND OUR SUCCESS

Locally Owned & Operated Business

Being a family-owned business means you get more personalized service than the big chain providers.

Over 45 Years of Experience

With over four decades in business, there isn’t a heating or cooling problem that our experienced team can’t fix!

Emergency Services Available

HVAC problems don’t always happen during regular business hours. When time is critical, you can rely on us for your emergency repair.

Fast & Informative Communication

When you call us, our technician will contact you within minutes and let you know when they will arrive.

Hear From Our Happy Customers

Proof Our Theories Work!
At Watts Air Conditioning, Plumbing, & Electrical, your satisfaction is our priority! See for yourself what our customers have to say about working with us.
Sonny and Lee did great job with good customer service
Dave Crider
2 days ago
Extremely thorough. Very professional. Ned did an outstanding job
Patti Cross
1 week ago
Josh and Hugo did a excellent job we appreciated them
Rodney McConaha
2 weeks ago
Communicated well. Called ahead. Answered all my questions and provided information on overall functioning of unit. I recommend Watts. Staff were efficient and very helpful
William Maynard
2 weeks ago
Watts did my fall air unit cleaning . Louis was the technician . He is one of the few that really do thorough job
James Koenig
3 weeks ago
Ned Did an Awesome Job We’re Satisfied
Matthew Olechnowicz
3 weeks ago
I’ve had WATTS as my AC contractor for about 6 years now and am very pleased with their overall performance and service. The office even called me to let me know the service technicians were running a bit late. I use Watts because they dependable and because they’re local in Polk County. In Florida, the last thing you want is for your AC to quit on you. With Watts, I never need to wonder if my unit is running efficiently or if they can respond if a problem comes up. Highly recommended.
Robert O
3 weeks ago
Excellent customer service, and very trustworthy. They are always honest and helpful.
J P
4 weeks ago
Josh and Sunny was very professional answering all my questions. And having to work out in this hot weather. Very good guys. Peggy Wanemacher
Peggy Wanemacher
4 weeks ago
So Rick came in and was very determined to get and approval on the spot. I explained that I was getting mor estimates for the job and he asked what price I would be comfortable with and Voila with a few short minutes in his truck he was able to bring me back a price that was in my range, on the high end but none the less. As i received my other estimates Rick followed up and ultimately I agreed to the job and scheduled installation. The morning of the install I received a phone call stating the unit they picked up was damaged and they would reschedule. After a few days with no follow up (defiantly not Ricks style) I assumed that they just didn't need the job. Then, randomly on a Friday, get a phone call from Xavier and they are in my driveway ready to do the install. Needless to say I was not prepared. While I was getting my life together with my dogs Lee go the install ready and install began. About 5 hours later with a little concrete dust in the air and all over everything, Scott the electrician comes in to finish the job. The electrical run looks great thanks to Lee but It's getting late and Scott has to run leaving Xavier & Lee to do the setup. The unit I purchased is WiFi enabled and I was hoping to connect it to Alexa. Xavier are A/C installers not Tech advisors so they referred me back to Scott and assured me that he would be out tomorrow to get the unit WiFi enabled. They asked for a google review upon payment and I told them it would depend on them getting the tech part of it done so here it is. Lee & Xavier have done their job well and are on to the next. I was so happy to have A/C Friday came and went without me even thinking about it, I assumed since it was the weekend I would hear from Scott Monday....... So Monday about 2 PM, after not hearing from Scott, I reached out to Lee to tell him I was fixing to leave my review and immediately Scott called me and stated he was doing research (like I didn't watch the same Youtube videos) and he would be back in touch (again). Here it is Wednesday not quite a week later and still not WiFi enabled. This is your typical take the money and run scenario. What happened to service after the sale? I even signed off on your contract stating you could come remove all the equipment if I didn't pay... but I paid anyway even though the service wasn't complete. Hopefully I'll never need the 10 year parts and compressor warranty, but as of now I still have a tech issue with no support. 9/4/25 ****update**** So it’s been a month at least and until today I have had no response. So i immediately called within 5 minutes of getting the response. The secretary stated that he was in a meeting and would call me back. Still dealing with my tech issue. I will update you as they update me. This is day one of them trying to make it right after 30 days… **Update 9/8/25** so Eddie did get Scot back over here and we both decided we all could have been better. He diagnose the new unit along with running technical support and decided it was a module that had gone bad. In the meantime I had been playing with the app and soon as he ordered the part and left the app. Ask me if I wanted to accept an invitation from the air conditioner itself. Voilà. Problem solved. The lesson learned here is taking the time to address all aspects of expectations saves bad reviews and wasted time and money on a second trip. The issue is now resolved
Riverview Queen
4 weeks ago
Jude was super knowledgeable and helpful. Super easy process and great response time!
Zaidi Fearon
4 weeks ago
Just purchased the home and AC stopped blowing cold air. I assumed it was the capacitor. Called Watts and they were out a few hours later that day. The tech diagnosed it as the capacitor and walked me through what was wrong with it. He also noted that the pressure was high on the liquid side. He pulled all the panels and gave the coils a good cleaning. Runs great now. Very informative and answered all my questions along the way. Would highly recommend Watts to anyone.
John Blacklock
1 month ago
Josh did a great time
Kenneth Day
1 month ago
Xavier and Lee with Watts AC worked tirelessly all day to install my new AC system but continued to smile no matter how hot it got! Cannot say enough about Watts and their entire team (Terence and John too) who are professional understanding and the most helpful with any questions I had!
Teresa Barton
1 month ago
Friendly, courteous and helpful
Sue Granger
1 month ago
Marcus was great and thorough. Love Watts.
Latteda57
1 month ago

    Smart Savings for Smart Solutions

    We’re always experimenting with ways to keep your home comfortable and your wallet happy. Check out our current specials on HVAC, Electrical, and Plumbing services, and let us bring you savings backed by science!

    Flexible Financing Options

    With Synchrony, the equation is simple: Comfort Today + Manageable Payments = Happy Home!

    Career Opportunities

    Join our crew of comfort scientists and start a career where your expertise makes a difference

    Why Choose Financing for Your HVAC Project?

    Opting for financing offers several advantages, particularly when it comes to managing cash flow and preserving your savings for unforeseen expenses. By choosing a financing plan, you can spread the cost of your new HVAC system over time, making it more manageable and less of a financial strain. This approach not only makes it easier to budget for your HVAC project but also allows you to invest in higher-quality systems that may offer better energy efficiency, saving you money in the long run.

    Partnering With Watts Air Conditioning, Plumbing, & Electrical

    As your local HVAC contractor, Watts Air Conditioning, Plumbing, & Electrical is family-owned and operated, proudly serving the Ridge Area for four decades and counting. Our deep roots in the community and commitment to your satisfaction mean that we are dedicated to finding the best financial solutions for our clients. Choosing us for your HVAC needs means you have a partner willing to work with you every step of the way, from selecting the right system to figuring out the best financing option.

    Get Started Today

    Don’t let financial concerns delay the comfort and efficiency upgrades your home or business needs. Reach out to Watts Air Conditioning, Plumbing, & Electrical today to learn more about our financing options and how we can help you achieve your HVAC goals. Our team is ready to assist you in choosing an appropriate payment method that aligns with your financial situation, ensuring you can move forward with your installation or upgrade without delay.

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